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Merchant Dispute Flow

2024
CLIENT Stripe — Concept Redesign
INDUSTRY FinTech / Payments
ROLE Product Designer
OVERVIEW

Streamlining financial dispute resolution

A clearer, decision-focused experience that helps merchants understand payment disputes, assess their options, and respond before critical deadlines.

Stripe Merchant Dispute Flow Overview
CHALLENGE

Navigating Financial Risk

Disputes involve financial risk, strict response deadlines, and decisions that can directly affect a merchant's revenue.

01

High-stakes decisions

Disputes involve financial risk, strict response deadlines, and decisions that can directly affect a merchant's revenue.

02

Unclear next steps

Merchants need to quickly understand what happened, what action is required, and whether they should accept or challenge a dispute.

03

Complex information

Evidence requirements, dispute status, deadlines, and financial details need to be understood without overwhelming the user.

STRATEGY

The Product Approach

Our strategy focused on progressive disclosure and structuring complex financial workflows into clear decision pathways.

01

A decision-first workflow

The experience is structured around the decisions a merchant needs to make, making the next required action immediately clear.

02

Clearer status and hierarchy

Deadlines, dispute status, financial impact, and required actions are prioritized so critical information is easier to identify.

03

Reducing uncertainty

Case summaries, evidence guidance, and contextual recommendations help merchants understand their options before responding.

DESIGN SHOWCASE

Designing the Workflow

The redesigned experience guides merchants from identifying urgent disputes to reviewing case details, preparing evidence, and tracking the outcome.

01 — Dispute Overview Interface
01 — DISPUTE OVERVIEW

Dispute Overview

A prioritized view of active disputes, making response deadlines, amounts, and cases requiring attention easy to identify.

02 — Case Details & Decision Support Interface
02 — CASE DETAILS & DECISION SUPPORT

Case Details & Decision Support

Key dispute information is brought together with a concise case summary, recommended actions, and the information needed to decide whether to accept or challenge the dispute.

03 — Evidence Review Interface
03 — EVIDENCE REVIEW

Evidence Review

Evidence requirements are organized into a clearer review flow, helping merchants understand what is available, what is missing, and what needs attention before submission.

04 — Response & Case Progress Interface
04 — RESPONSE & CASE PROGRESS

Response & Case Progress

After submission, the workflow provides a clear confirmation and timeline so merchants can understand the current state of the dispute and what happens next.

IMPACT

Design Outcome

A clearer path to action

The redesigned flow focuses attention on the decisions and actions required at each stage of a dispute.

Better visibility of critical information

Deadlines, financial impact, case status, and required actions are given stronger visual priority.

A more scalable dispute experience

The workflow establishes a structured foundation that can support different dispute states, evidence requirements, and merchant needs.

DELIVERABLES

Project Deliverables

UX Strategy & User Flows
Information Architecture
Interaction Design
UX / UI Design
High-Fidelity Prototypes
EXPLORE

More Work